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FINANCIAL EDUCATION SERVICES INCOME DISCLOSURE STATEMENT (January 2016 – December 2016)

Income Disclosure Statement for January 1, 2016 through December 31, 2016

The Income Disclosure Statement is a reflection of Financial Education Services' ("FES") rewarding opportunity and represents the average global earnings of the ranks of FES Agents.

The income statistics above are for all active FES Distributors who were enrolled during the period from January 1, 2016 to December 31, 2016. An "Active Distributor" is defined as any person who: (1) executed a FES Distributor Agreement; (2) has sponsored at least one person; and (3) has received at least one commission from downline productivity.

The average annualized income for all Distributors, whether inactive or active during this period was $ 4,340.00

The earnings of the distributors in this chart are not guarantees of the income, if any, that a FES Distributor can or will earn through his or her participation in the FES Compensation Plan. The average distributor invests between $100.00 and $1,044.00 in expenses as they build their businees.

Note that it takes hard work to make substantial income in this business and some distributors make no money at all. Success in this business requires leadership, hard work and dedication, just like anything you do in life.

During 2016, approximately 60% of individuals who executed a FES Distributor Agreement are considered inactive.