MyCarePlan MyCare Plan™ for Wills & Trusts
Disclaimer and Terms and Conditions of Enrollment

MyCare Plan™ (also known as the FES Will and Trust) will provide to enrollee the following: Last Will, Living Trust, Financial Power of Attorney, and Health Care Power of Attorney. Once you have been enrolled, you will be responsible to complete a data input document that will be used to create your will and trust documents. There is no time limit on completing the data input document; however, the will and trust cannot be produced without the necessary information.

You may cancel this contract within three (3) business days after enrollment and receive a full refund. After three (3) business days, no refund will be issued. If paying by check, your check may be electronically deposited.

Once final approval on the input data has been given by you, any changes requested will be subject to a $149.00 fee.

Financial Education Services, Inc. (AFES@) is not a law firm, and the employees of FES are not acting as your attorney. FES does not practice law and does not give legal advice. None of the information or documents we provide constitute a recommendation by a lawyer or attorney. By using our document preparation service, no attorney client relationship will be created with FES Further, e mail or written correspondence with FES will not be covered by any attorney client privilege.

Instead, you are representing yourself in any legal matter you undertake through our document preparation service. FES's document preparation service includes a review of your answers for completeness, spelling and grammar, as well as internal consistency of names, addresses and the like. At no time do we review your answers for legal sufficiency, draw legal conclusions, provide legal advice or apply the law to the facts of your particular situation. Our document preparation service is not a substitute for the advice of an attorney.

The information and material we provide on our website is solely for informational purposes and is educational in nature. The law is different from jurisdiction to jurisdiction, and is also subject to interpretation by different courts. No general information or educational material like the kind FES provides can fit every circumstance. Therefore, if you need legal advice for your specific problem, or if your specific problem is too complex to be addressed by our services, you should consult a licensed attorney in your area.

Our document preparation service is not designed for people with large or complex estates, and will not meet the needs of everyone. Neither the services we provide nor the documents we prepare take into account or make any provision for SSI or SSD benefits, Medicaid planning or eligibility, estate or inheritance taxes, estate or inheritance tax planning, fraudulent transfers, or the effect that putting any assets into trust may have on creditor claims. Our services are not designed for people with total assets in excess of the federal estate tax threshold amount ($5,000,000 in 2011 and adjusted for inflation thereafter).

The FES website may contain links to other resources and businesses on the internet. Those links are provided as citations and aids to help you identify and locate other resources that may be of interest, and are not intended to state or imply that FES sponsors, endorses or recommends, is affiliated or associated with, or warrants the accuracy or source of the information contained on any of these servers or the content of any file the user might download from these sites. All accessing and downloading of material from third party sites is at the user's own risk, for which FES is not responsible or liable in any way.

ALL DOCUMENTS AND MATERIALS ARE PROVIDED "AS IS" WITHOUT ANY EXPRESS OR IMPLIED WARRANTY OF ANY KIND, INCLUDING WARRANTIES OF MERCHANTABILITY, LEGAL EFFECT OR COMPLETENESS, NONINFRINGEMENT OF INTELLECTUAL PROPERTY, OR FITNESS FOR ANY PARTICULAR PURPOSE. THE LIABILITY OF FES IN CONNECTION WITH ANY CLAIM SHALL NOT EXCEED THE AMOUNT PAID FOR DOCUMENT PREPARATION. IN NO EVENT SHALL FES OR ITS AGENTS OR OFFICERS BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, LOSS OF PROFITS, BUSINESS INTERRUPTION, LOSS OF INFORMATION) ARISING OUT OF THE USE OF OR INABILITY TO USE OUR DOCUMENTS OR MATERIALS, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Documents prepared by FES are not guaranteed to comply with any applicable state laws. The services of FES are not valid outside of the United States and any offer to perform such services is void where prohibited by law.

If a dispute arises out of this contract, and if it cannot be settled by the parties, the parties agree first to try to settle the dispute by mediation administered by any mutually agreed upon mediator pursuant to the Commercial Mediation Procedures of the American Arbitration Association ("AAA"). If they do not resolve the dispute within 60 days, then, upon notice by either party to the other, all disputes, claims, questions or differences shall be finally settled by binding unappealable arbitration administered by any mutually agreed upon arbitrator (or if none can be agreed upon, then by the AAA) pursuant to the Commercial Arbitration Rules of the AAA. In any such proceeding, which must take place in Oakland County, the State of Michigan, each party shall bear their own attorney fees and costs, however, the fees and costs of any neutral mediator or neutral arbitrator shall be paid by FES. Additionally, you agree not to initiate or participate in any class action proceeding against FES, whether in a judicial or mediation or arbitration proceeding, and you waive all rights to become a member of any certified class in any lawsuit or proceeding.

These Terms and Conditions run in favor of FES, its affiliates, agents, licensees, contractors, officers, directors and employees.

By enrolling, you have read, understand and agree to comply with the above Terms and Conditions of Enrollment.