Terms and Conditions of Enrollment

Financial Education Services (“FES”) is primarily engaged in providing financial education services and products.

UltraScore™ will provide to enrollee the following:

  • Comprehensive analysis of the positive and negative items impacting your credit score
  • Personalized action plan to improve your credit file for your immediate and long-term goals
  • Customized recommendations to build and maintain good credit
  • One-year access to the online credit education and resource center libraries

Applications can cancel this contract within three (3) business days after enrollment and receive a full refund. After three (3) business days, no refund will be issued.

If paying by check, your check may be electronically deposited.

Mediation of Controversies. If a dispute arises out of this contract, and if it cannot be settled by the parties, the parties agree first to try to settle the dispute by mediation administered by any mutually agreed upon mediator pursuant to the Commercial Mediation Procedures of the American Arbitration Association("AAA"). If they do not resolve the dispute within 60 days, then, upon notice by either party to the other, all disputes, claims, questions or differences shall be finally settled by binding unappealable arbitration administered by ay mutually agreed upon arbitrator (or if none can be agreed upon, then by the AAA) pursuant to the Commercial Arbitration Rules of the AAA. In any such proceeding, which must take place in Oakland County, the State of Michigan, each party shall bear their own attorney fees and costs, however, the fees and costs of any neutral mediator or neutral arbitrator shall be paid by FES. Additionally, Applicant agrees not to initiate or participate in any class action proceeding against FES, whether in a judicial or mediation or arbitration proceeding, and Applicant waives all rights to become a member of any certified class in any lawsuit or proceeding.